You are cooking for the big dinner party that you are having at home when you suddenly realize that the recipe you are using calls for more octopus and liver. One of your uninsured family members jumps out of their seat and tells you that they will go to the market for you so that you can continue cooking. Since they do not own a car they take yours. Moments later your family member calls to tell you that there will be no octopus and liver for dinner since they had just completely totaled your car in an accident.
Even though your guests were ecstatic that you had to use chicken instead for dinner, what do you do when your personal auto insurance representative informs you that they would not pay for the damage to your vehicle and that both you and your family member can be held liable for any damages that were caused to others since your family member was considered an excluded driver because their name did not appear on the policy?
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Attorney Edgar J. Guzman