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Inna Wrut purchased a brand new 2019 car on Monday for $25,000.00 On Tuesday, Ms. Wrut gets into a car accident where the property damage to her car is a complete total loss. The at fault driver’s insurance company pays Ms. Wrut $20,000.00 for the property damage to her car. Ms. Wrut then receives a letter from the bank saying that she still owes them the difference of $5,000.00. Unfortunately, Ms. Wrut did not purchase Gap Insurance even though it was recommended to her.

What is Gap Insurance? What are Ms. Wrut’s legal right regarding the property damage to her car? What can Ms. Wrut tell the bank about the $5,000.00 they say that she still owes them?

Do you have a legal question? We are here to help you.

Attorney Edgar J. Guzman

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