The parents of the minor child met with us at our office.
Their child was seriously injured by the next door neighbor while visiting. The State filed criminal battery and assault charges against the neighbor.
The parents presented us with letters from two different law firms stating that they would not be able to represent their minor child in a potential personal injury case because the neighbor’s homeowner’s insurance policy had denied the claim because the intentional acts of battery and assault were specifically listed as an exclusion.
Despite this information, we still decided to represent the family.
About one year later, we succeeded in having the insurance company pay the entire amount of their coverage to our client, the minor child, for the injuries they received when they were attacked by the neighbor.
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Edgar J. Guzman